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Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Offering Personalized Service with:
- Quality and Integrity
- Honest and Accurate Legal Advice
- Prompt and Attentive Communication
- Full Service Representation
- Available Evening and Saturday Appointments
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Alison Majors
Office Manager
Non Lawyer
Offering Personalized Service with:
- Quality and Integrity
- Honest and Accurate Legal Advice
- Prompt and Attentive Communication
- Full Service Representation
- Available Evening and Saturday Appointments
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Alison Majors
Office Manager
Non Lawyer
Majors Law Group
Bankruptcy Attorney Tempe – Chapter 13
In Arizona, there are many reasons that filing Chapter 13 to repay your debt may be a preferred option for you. This type of bankruptcy is for individuals rather than corporations, partnerships, or LLCs. At Majors Law Group, our primary goals is to alleviate our clients fears while helping them to navigate the options that are available. The Bankruptcy code was created to help individuals who are facing an huge wall of debt. Chapter 13 bankruptcy is a specific type of relief that is available to you.
What is Chapter 13 Bankruptcy?
A Chapter 13 bankruptcy, also known as debt reorganization, is a court approved, three- or five-year plan, setup for you to repay your debts. Chapter 13 is a way to consolidate all of your debt into manageable monthly payments. Your new structured Chapter 13 debt will first be approved by your creditors… they must sign off on the plan you’ve proposed. At the end of the three- or five-year time period, typically, if you follow the agreed upon plan, any remaining debt will be discharged.
A Chapter 13 filing stops foreclosure proceedings, stops repossessions, restores utilities and protects assets. Your creditors may require you to pay more than the amount of money than if you had gone the route of a Chapter 7 bankruptcy. Chapter 13 allows you to stop accruing interest on your tax debt and also allows you to also make up for missed payments. Certain non-exempt items may also remain in your possession when filing a Chapter 13 bankruptcy.
Chapter 13 Bankruptcy Attorney
Do I Qualify for Chapter 13 Bankruptcy in Arizona ?
A credit counseling course will be required to qualify for Chapter 13 bankruptcy. This course must be completed within 180 days of filing. The course must be performed by an approved Arizona agency. Otherwise, it will not count. Before you file for bankruptcy, you’ll need to have established Arizona residency for at least 90 days. Four years of tax returns are also required by the court for you to be eligible for Chapter 13 bankruptcy.
Income also plays a crucial role in qualifying for a Chapter 13 bankruptcy. Your repayment plan will require proper budgeting of living expenses and enough wages to cover your reorganized debt plan. Differentiating from a Chapter 7 bankruptcy, the consumer price index can create certain limits to your debt and are subject to change.
Temple based Majors Law Group can help you get back on your feet with a Chapter 13 bankruptcy plan
Chapter 13 bankruptcy can be a powerful tool in many circumstances. It has helped countless individuals get out of debt and have a fresh start. If you are still weighing your options and trying to decided if Chapter 13 bankruptcy fits your circumstances… your search for a “Chapter 13 bankruptcy attorney near me” should end with the Majors Law Group. As your experienced Chapter 13 bankruptcy attorney Tempe, our team is ready to help you. Reach out to us today and setup a confidential, risk-free consultation.
Serving All Over Arizona
Arizona Bankruptcy Attorney
Zero Down Arizona Bankruptcy Filing with Affordable Payment Plans
This is the First Step Towards Your New Future
Testimonials
What People are Saying
“These guys (and gals) are awesome.”
Jesse K.
“Majors Law Group was great!”
Mitch Loar
“Dom and his crew are absolutely amazing.”
Justin Lewis
“Majors law group is the very best!”
Julia Gutierrez