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Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Bankruptcy Eligibility Quiz.
Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Majors Law Group
Bankruptcy Attorney
Without the best bankruptcy attorneys Phoenix by your side, the process of filing for bankruptcy can be much more stressful than it needs to be. The Majors Law Group can provide expert legal counsel and bankruptcy representation. We help you explore different types of bankruptcy and its alternatives to determine what’s best for your unique circumstances.
The Benefits of Filing for Bankruptcy with a Tempe Bankruptcy Lawyer
Although the idea of bankruptcy can be intimidating, it does give you the chance to have a fresh start. It can stop many processes you’d rather not be in including:
- Wage garnishment
- Foreclosure
- Harassment from creditors
- Lawsuits and other legal actions
- Collection calls
- Repossessions
- Bank levies
All of these will stop immediately. In addition, bankruptcy eliminates the source of these issues: credit debt, medical bills, payday loans, personal loans, and more. Of course, there are downsides as well. There is a cost to filing bankruptcy and you’ll accrue legal fees. Make sure you’ve weighed the pros and cons while coming to your final decision.
Bankruptcy Attorney
How Bankruptcy Works in Arizona
There isn’t a one-size-fits-all bankruptcy. While your situation may be best for filing Chapter 7, others may be better off going the Chapter 13 route. To pay back your debt, you will either have to make a payment plan for paying back creditors or liquidate your assets and use the revenue from those sales to pay off your debt. Sometimes bankruptcy may not be the best call at all. This is why it’s so crucial to get a bankruptcy lawyer that evaluates each of their clients on an individual basis.
If you have filed for bankruptcy, the court will take control of your debts and non-exempt property. They will also appoint a trustee who is responsible for all the creditors are getting them what they are owed. They will also be charged with reviewing paperwork, finding out about all your assets, and looking into what exemptions you’re wanting to claim.
Consult with Experienced Tempe AZ Bankruptcy Attorneys Today
Every individual is unique which is why it’s so important to talk with only the best bankruptcy attorneys Phoenix that truly understand bankruptcy and have worked on a variety of cases. Let the Majors Law Group be your choice for a Tempe bankruptcy lawyer. From the process of filing to negotiating debt out of court to maximizing your exemptions, we do it all! For your free consultation, contact the Majors Law Group today!
The Majors Law Group handles bankruptcy cases including:
- Foreclosures
- Repossessions
- Wage Garnishments
- Creditor Harassment
- Collection Lawsuits
- IRS Issues
- Chapter 7
- Chapter 13
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Alison Majors
Office Manager
Non Lawyer
Bankruptcy Can Stop Legal Action
- Wage Garnishments
- Foreclosures
- Harassing Creditor Calls
- Bank Levy's
- Lawsuits & Other Legal Action
- Collection Calls
- Repossessions
Bankruptcy can eliminate
- Credit Card Debt
- Medical Bills
- Deficiency Balances
- Repossessions
- Personal Loans
- Payday Loans
- Old Income Tax Debt
Let Us Help Protect Your Assets
- Primary Residence
- Primary Vehicle
- Retirement Accounts
- Wages
- Personal Property
- Household Items
- & More!
Bankruptcy Can Stop Legal Action
- Wage Garnishments
- Foreclosures
- Harassing Creditor Calls
- Bank Levy's
- Lawsuits & Other Legal Action
- Collection Calls
- Repossessions
Chapter 7 bankruptcy is referred to as the “Fresh Start” bankruptcy and wipes the slate clean for individuals. Most people file Chapter 7 because it eliminates obligations of the debts through a Chapter 7 bankruptcy discharge. When an individual files Chapter 7 Bankruptcy, the automatic stay stops collections, foreclosures, wage garnishments, and other legal action.
After filing a Chapter 7 Bankruptcy and receiving a discharge, the Individual or married couple filing is no longer obligated to pay the discharged debts. Dischargeable debts in bankruptcy include: credit cards, medical bills, lawsuits, judgments, repossessions, personal loans, bank loans, judgment liens, and more. There are some “non-dischargeable” debts in bankruptcy, meaning, that they will not go away after you file Chapter 7 bankruptcy. Non-dischargeable debts include: alimony, child support, student loans, and some taxes.
Click here or call (602) 892-1111
Chapter 13 bankruptcy is also referred to as a reorganization bankruptcy. A Chapter 13 Bankruptcy is where an Individual proposes to pay back their debt over a 3-5 year period. Chapter 13 Bankruptcy can be beneficial for those who are delinquent on their car payments or mortgage payments or both. Chapter 13 can reduce interest, penalties, and the secured balance on certain claims.
Another benefit of Chapter 13 Bankruptcy is that it allows you to include your arrears (past due payments) into the 3-5 repayment Plan. It is important to talk with an experienced Chapter 13 bankruptcy Attorney to determine what options are best for you.
Click here or call (602) 892-1111
If you don’t qualify for Chapter 7 or Chapter 13 Bankruptcy, it might be best to talk about debt negotiation. Our office is experienced in negotiating unsecured debts down to a one time low settlement. (Results vary). Our goal is to reduce the obligation by 50{630bdc710b926e09ec8ef3ade8373d9d1e90ebf7a4b9c01fe7275cd96fbd764c} or more. Contact us now to find out how we can negotiate your debts for you!
Click here or call (602) 892-1111
Most people believe that once you file bankruptcy, you will never be able to obtain credit or have a life after bankruptcy. This is simply not true. In fact, it’s quite the opposite. When an individual seeks relief under Chapter 7 or Chapter 13 of the Bankruptcy Code and receives a discharge, it is essentially like hitting the reset button with respect to your credit score and obligations to unsecured debts.
First, individuals can only file Chapter 7 and Chapter 13 bankruptcy so often. Banks seem to take this into account, and will send newly discharged individuals credit card applications, car loan offers, etc. It doesn’t mean that you have to fill them all out, but know some Lenders are willing to work with those after filing bankruptcy.
Finally, keep in mind that after filing bankruptcy you may pay more interest at first, but ultimately filing bankruptcy gives Individuals the opportunity to rebuild their credit and get a fresh start. Stop struggling to pay your debts and seek help from an experienced bankruptcy Attorney.
Click here or call (602) 892-1111
We proudly serve the entire state of Arizona including the following counties:
Maricopa, Pinal, Yavapai, Coconino, Mohave, Apache, Pima County, Cochise, Graham, Navajo, Yuma
Bankruptcy can eliminate
- Credit Card Debt
- Medical Bills
- Deficiency Balances
- Repossessions
- Personal Loans
- Payday Loans
- Old Income Tax Debt
Let Us Help Protect Your Assets
- Primary Residence
- Primary Vehicle
- Retirement Accounts
- Wages
- Personal Property
- Household Items
- & More!
Offering Personalized Service with:
- Quality and Integrity
- Honest and Accurate Legal Advice
- Prompt and Attentive Communication
- Full Service Representation
- Available Evening and Saturday Appointments
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Alison Majors
Office Manager
Non Lawyer
Serving All Over Arizona
Arizona Bankruptcy Attorney
Zero Down Arizona Bankruptcy Filing with Affordable Payment Plans
This is the First Step Towards Your New Future
Testimonials
What People are Saying
“These guys (and gals) are awesome.”
Jesse K.
“Majors Law Group was great!”
Mitch Loar
“Dom and his crew are absolutely amazing.”
Justin Lewis
“Majors law group is the very best!”
Julia Gutierrez